Face-to-face mortgage advice to suit your needs

21 06 2017

mab

Mortgage Advice Bureau is one of the UK’s largest mortgage brokers in the UK with over 50 awards won the past 5 years. We have local advisers available who can search over 11,000 different mortgages from a selection of 90 different lenders to take the hassle and stress out of finding a mortgage.

Mortgage Advice at Belvoir Stoke on Trent

Mortgage Advice Bureau work with Belvoir Estate Agents to provide expert mortgage advice in Stoke on Trent and the surrounding areas.

Our advice will be specifically tailored to your needs and circumstances which could be for your first home, moving home, investing in property or remortgaging.

Mortgage Advice Bureau

Do what’s right for you

 

For mortgage advice call us on 01782 767065





Tenants stranded upstairs after landlord removes stairs

7 06 2017

The residents of an apartment complex in the US state of Georgia were shocked this week when they tried to leave home – only to find they were stuck, as their stairs had been removed.

The emergency services were eventually summoned to help free residents of Maple Walk Apartments in Decatur who lived above the ground floor.

Tenants had found notices on their doors saying they would have no access to the stairs until this Thursday.

 

View image on Twitter

“They gave us no notice. No nothing. They were already taking the stairs down when we got the notice this morning,” resident Shawnta Tiller told WSB-TV.

“This is crazy. How can you cut off access to the stairs and everybody’s in their apartments?” added neighbour Andre Williams.

View image on Twitter

Some residents had received a letter last week saying that the stairs needed emergency repairs, and that tenants would be reimbursed for hotel costs for the time they’d be required to move out.

However, they say that the stairs were abruptly removed on Monday morning, with no prior warning having been given.

 

View image on TwitterView image on Twitter

The stranded residents were eventually freed when local reporter Sophia Choi called in firefighters to help.

Workmen told Choi that work on the stairs will be completed before the end of the week.

 

Get in touch with Belvoir Stoke. We’ll help you in your search for the perfect home. Let us know what your requirements are.

Email Us:
Stoke-On-Trent@BelvoirLettings.com





Properties NEEDED in Stoke

2 06 2017

Stoke-On-Trent Properties Wanted

 

belvoirlet

Quality properties required for rental or to sell…

Welcome to Belvoir Stoke on Trent. We are the number one property letting agent in the Stoke area and we pride ourselves on being able to serve the needs of all of our tenants and landlords alike.

For Tenants, we offer tidy, clean properties of the highest standard and with us, there are no hidden fees.

For LandLords, we offer piece of mind at every stage of the property management solution we provide.

We always require quality properties to let or to sell , whether it be 1 bed or 5 bed, we have tenants waiting.

So if you are considering becoming a landlord, or changing letting agents, now is the time!

 

 

Contact Belvoir Stoke today





Tenants, be officially young (foolish?) and happy!

7 03 2017

Tenants, be officially young (foolish?) and happy!

Tenants, be officially young (foolish?) and happy!

Happy, and increasingly younger, tenants are paying less and staying longer in their homes. Those are today’s findings from the English Housing Survey (EHS), conducted by the independent Office of National Statistics (ONS), which will come as music to landlords ears.

In 2015-16, the private rented sector accounted for 4.5 million or 20% of households. Of these a large portion of are aged between 25-34 years old. In 2005-06, 24% of those aged 25-34 lived in the private rented sector. By 2015- 16 this had increased to 46%.  Over the same period, the proportion of 25-34 year olds buying with a mortgage decreased from 53% to 35%.

Despite on-going calls for new legislation imposing mandatory 3-5 year tenancies, the survey also finds the current average time a tenant lives in their home to be over 4 years.  There is a saying that comes to mind: If it ain’t broke…

The ONS also find that, by every metric they measure it, that rents as a proportion of household income has actually gone down over the last year. On average households spent 35% of their total income on rent.  This backs up evidence from the (also independent) National Audit Office, which found that, with the exception of London, rents rose slower than the rise in median incomes.

Energy efficiency in the PRS is also continuing to improve.  Properties in the F&G efficiency bands are down from 10.6% in 2013-14, to just 6.3% in 2015-16.  From April 2018 landlords must ensure that properties they rent in England and Wales reach at least an EPC rating of E before granting a tenancy to new or existing tenants.

It is therefore not surprising that satisfaction amongst renters is found to be high (7.5), higher than those that rent socially.  The EHS also found in previous surveys that satisfaction with their landlords was in the high 70% bracket.

These official figures are welcome news but they don’t mean more can’t be done. Of course there are issues within the PRS which demand improvement. Our message however has not changed. In a well intentioned rush to do something, law makers should not forget that the market is generally working well for the vast majority of tenants.

The vast majority of the sector is professional and business-like. For too long it has been tarnished by criminals who use it to make a quick buck at the expense of vulnerable tenants, knowing local councils are under-resourced and ill-equipped to prosecute them.

The best way to speed up improvements in the sector will not be through more legislation and the demonisation of landlords, but through funding proper enforcement of existing laws and recognition in the tax system of the vital role landlords play.

It is often said the facts speak for themselves.  However, it’s clear that in this case they may need a little help.  We will keep cutting through the urban myths surrounding the PRS leaving tenants to be young, to be foolish but (crucially) be happy.

 

written by the National Landlords association





Makes it all worth while

25 01 2017

We love surprises and gifts at Belvoir Stoke. We got two gifts from the same #landlord. Having sold a property for them recently, they just wanted to show how grateful they were…

Belvoir Stoke  works hard for all our landlords and #tenants we offer a comprehensive management service. If you opt for full management we can completely take care of your property so that you don`t have to worry about it.

We have the experience to find you the best tenants and ensure the best return on your property, whilst minimising vacancy time and saving you money.

Belvoir Property Management take every advantage of technology in our marketing and business activities including electronic banking and use of digital cameras to transfer images of properties. We maintain a computer database of tenants and their requirements. These all contribute to an efficient user friendly service.

Belvoir Stoke can also sell your property Call the team on 01782 478444 to get started TODAY! 

 

 

 





Decorating tips for landlords

24 11 2016

neutral

Rental property demand is still very strong throughout the UK.

We have lots of great landlords at Belvoir Stoke-on-Trent and we always advise them to keep the decoration neutral.

To ensure that you obtain the best tenants and avoid the  risk of long rental voids, below are a few simple hints and tips for  successful letting:

  • Be prepared to redecorate at least every three years.
  • Don’t get personal. Stick to neutral  colours and a common theme – always keep a tin of paint for touching up  when tenants leave.
  • Install good lighting if necessary, bright and airy properties let quickly, especially in the main living room and kitchen.
  • Keep costs down by buying felt-backed  bleach cleanable carpet which doesn’t require underlay, and be prepared  to replace where carpet cleaning does not work. Always pick neutral  colours.
  • If you provide curtains they need to  be smart, hard-wearing and neutral coloured. Beige goes with anything  and makes the property look light and spacious. Let the light in. Open  curtains and blinds to their maximum. This will let a lot more light in  and make a flat feel more airy and spacious.
  • Provide standard white goods –  cooker, fridge/freezer, washer/dryer etc. Provide a directory of  procedures for all your equipment or copy the User Manuals, to ensure  your tenants know how to use everything.
  • If you decide to let your property  furnished make sure the furniture is relatively new, in good condition  and meets the latest fire and safety regulations.
  • Fix all outstanding repairs. Fix the  leaking tap, patch the holes in the wall, clean the grout and replace  cracked tiles. Make tenants think they have little to do when they move  in.
  • Put excess furniture in storage or  rearrange furniture to see more floor space. The more floor space a  viewer can see the better. This is another psychological factor and the  more floor space a viewer can see the bigger they think the room is.
  • Clean. Many viewers are put of when  viewing an unclean flat. Clean the windows thoroughly, clean sinks and  toilets, and before viewings open all windows to let fresh air into the  flat, put clean colourful towels out and most important hide any dirty  washing.

written by flat-living.co.uk/





Greater ‘appetite’ for buy-to-let properties after ‘topsy-turvy’ summer

3 11 2016

buytolet

From a landlord’s perspective, it has been a tough year, with a raft of changes designed to bring the booming housing market under control and create what the former chancellor George Osborne described as a “level playing field” between homeowners and investors.

Aside from the introduction of the stamp duty surcharge in April, the 10% Wear and Tear tax relief for landlords who rent out furnished homes has been abolished, leaving them free to only claim for the amount that they have spent, while mortgage tax relief is set to be phased out from next year.

In addition, the Bank of England’s Financial Policy Committee is being granted greater powers over the buy-to-let market, which will make it even harder to get a mortgage, while landlords have also been hit with new rules, which include having to check the residency of their tenants along with various health and safety regulations.

So whilst investing in property has long been perceived to be a safe alternative to the failing of the pensions industry, the reality is that the government’s decision to introduce a number of measures to curb the growth of buy-to-let landlords had prompted concern that the buy-to-let windfall may be coming to an end.

However, signs are that demand for buy-to-let properties is starting to improve once more, as illustrated by the latest HMRC data, according to buy-to-let mortgage specialist, Bob Young.

Young, the chief executive officer of Fleet Mortgages, commented: “Recent data from HMRC appears to show growing activity and appetite amongst buy-to-let landlords to purchase and, with a market highly sympathetic at the moment to those who are considering their remortgage options.”

Fleet mortgages believe that it is currently a good time for mortgage advisers to be supporting buy-to-let landlords looking to invest further in the private rented sector, and that is why the specialist buy-to-let lender has refreshed its entire product range with new products available for individuals, limited companies and those seeking finance for HMOs and multi-unit blocks.

 

written by www.landlordtoday.co.uk